Privacy Policy

Effective Date: May 2, 2025

Last Updated: May 2, 2025

1. Introduction

Welcome to GrowthInvestHub.com, operated by NARIKIA SARL, based in the Democratic Republic of Congo. This privacy policy explains how we collect, use, store, share, and protect your data when you use our website, services, and community platform. We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA/CPRA), and African privacy frameworks such as DRC data laws and POPIA (South Africa).

By using our website and services, you consent to the practices described in this policy.

2. Legal Entity and Contact Details

  • Company Name: NARIKIA SARL

  • Registered Address (DR Congo): 26075 Avenue Kasa-Vubu, Kinshasa, Congo – Kinshasa

  • Correspondence Address (Germany): Postfach 710131, 47187 Duisburg

  • Email: contact@growthinvesthub.com

  • Phone: +243 832231800

  • Data Access & Privacy Requests: userdata@growthinvesthub.com

3. What Personal Data We Collect

When using the Platform, you must not:

  • Post or transmit spam, hate speech, or illegal content

  • Scrape, copy, or attempt to extract data or content from the Platform

  • Sell or transfer your account or impersonate other users

  • Abuse our support channels or circumvent system protections

  • Attempt to reverse-engineer or replicate our intellectual property

Violations may result in immediate account suspension or permanent removal without prior notice.

4. How We Collect Your Data

We collect data through:

  • Registration and account forms

  • Contact and support forms

  • Newsletter or course sign-ups

  • CRM systems (FluentCRM, FluentForms, FluentSupport)

  • Cookies, analytics (Rank Math SEO, Site Kit by Google)

  • User-submitted content on community areas (FluentCommunity, JetEngine)

5. Why We Collect Your Data

We collect your personal data to:

  • Provide and manage your account

  • Deliver digital products, coaching, and courses

  • Process payments and subscriptions

  • Offer customer and technical support

  • Send marketing emails and CRM automations

  • Enable community interaction and user-generated content

  • Analyze traffic, behavior, and performance

  • Comply with legal obligations (e.g. tax, identity verification)

6. How We Use and Share Your Data

We may share your data with:

  • Hosting provider: Hostinger (European servers)

  • Payment processors: WooPayments, PayPal

  • Analytics and SEO providers: Google Site Kit, Rank Math SEO

  • Email and CRM systems: FluentCRM, FluentSMTP

  • Plugins and software developers as part of service integration (e.g. Crocoblock, WP Social Ninja)

We do not sell your personal data. Data may be shared with third parties only when necessary for service delivery, legal compliance, or contractual obligations.

7. International Data Transfers

We operate globally, and your data may be processed or stored in the European Union, the United States, or Africa. All transfers comply with data protection laws, and we use secure hosting and access controls to protect your data.

8. User Rights (GDPR, CCPA/CPRA, POPIA)

You have the right to:

  • Access your data

  • Correct or update your data

  • Request deletion of your data

  • Object to processing or marketing

  • Withdraw consent at any time

  • Request data portability

  • File a complaint with your local Data Protection Authority

To exercise these rights, contact: userdata@growthinvesthub.com

9. Data Retention Policy

  • User data is retained as long as necessary for legal, contractual, or business purposes.

  • Marketing and CRM data is retained while the user is active or until they unsubscribe.

  • Inactive account data is kept for 6 months after user deletion, then securely removed unless legally required otherwise.

10. Security Measures

We apply strong data protection practices, including:

  • SSL encryption for all traffic

  • Firewalls and server-level access restrictions

  • Role-based user permissions

  • Plugin updates and monitoring for vulnerabilities

  • Secure payment processors (PayPal, WooPayments – we do not store credit card data)

11. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Remember user preferences and logins

  • Measure traffic and analyze behavior

  • Improve page performance and content delivery

  • Run personalized marketing campaigns (optional)

You can disable cookies in your browser or manage them in our cookie preferences panel (where available).

12. Community and Public Features

GrowthInvestHub includes community areas, dashboards, and user profiles via JetEngine and FluentCommunity. Please be aware:

  • Some user-generated content may be visible to others

  • Do not post personal or sensitive information publicly

  • You can manage visibility in your profile settings (where applicable)

13. E-commerce and Payments

We sell:

  • Digital products (eBooks, video courses, downloads)

  • Physical products (as offered)

  • Subscription services

  • One-on-one coaching and group training

All payments are handled by PayPal and WooPayments. We do not store your financial data.

14. Contact Us

For any questions, feedback, or requests related to this Privacy Policy, please contact us:

📧 Email: contact@growthinvesthub.com
📍 Address: 26075 Ave Kasa-Vubu, Kinshasa, DRC / Postfach 710131, 47187 Duisburg, Germany
📞 Phone: +243 832231800

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